Calculator
Job offer comparison calculator
Compare two roles in actual annual take-home terms so you can negotiate or decide with more confidence.
Leave this on no student loan if you do not repay a student loan through payroll.
Choose the single plan that applies to this estimate. Plan 5 is supported. Combined undergraduate and postgraduate deductions are not yet modelled in the calculators.
Current option annual take-home
£40,717
Alternative option annual take-home
£41,877
Annual difference
£1,160
Monthly difference
£97
Alternative option
Current option monthly take-home
£3,393
Alternative option monthly take-home
£3,490
Current option student loan
£0
No student loan selected.
Alternative option student loan
£0
No student loan selected.
Trade-off reminder
£1,160
This excludes commute, equity, and non-cash benefits.
What this means
Alternative option is ahead on estimated take-home pay, but this comparison is deliberately focused on cash compensation only.
The monthly difference is about GBP 97 once tax is applied.
Commute, equity, private healthcare, leave policy, and other non-cash benefits are not included in this comparison.
Alternative option is ahead by £1,160 of annual take-home pay in this focused comparison.
FAQ
Short answers to the questions that usually matter once you have the first result.
Can this compare salary, pension, and bonus?
Yes, it focuses on the cash compensation pieces that most often change the net result.
What is not included?
Commute costs, equity, private healthcare, leave policy, and other non-cash benefits are outside this calculation.
Key assumptions and limitations
This comparison stays deliberately focused on cash compensation. Commute time, leave policy, equity, private healthcare, flexibility, and other non-cash differences still need a separate judgment call.
Next steps
Go deeper with one strong guide, one worked example, or one related calculator rather than juggling several weak next-step prompts.
Want to keep this result?
Keep it in your workspace if you want to compare it against another scenario, add notes on trade-offs, or come back before making a decision.
Related calculators
These calculators complement the one above. Use them to explore a different angle on the same pay decision.